Making sure you get the correct advice is imperative, especially when it comes to your finances. Our trusted, professional equity release advisers cover the Cirencester, Gloucestershire area and can help you get the most out of releasing equity from your Cirencester home. This is not a decision many of our clients make lightly and often need ongoing support. We are on hand to guide you through the process and our advice is always based on your individual circumstances.
Speak to a professional equity release adviser in Cirencester today.
What is Modern Equity Release?
Modern Equity Release is a way of releasing money from your Cirencester home without you having to move - which if you have ever done is just a world of pain. It's a loan that's secured against your Cirencester home to give you a tax-free cash sum or smaller amounts that you can take as and when you need. With a lifetime mortgage you won't have to make any monthly payments but you can if you want. Instead the interest is added to the amount you owe each month. This means interest will be charged on the loan plus any interest already added. The lifetime mortgage is usually repaid from the sale of your Cirencester home when you, or the remaining applicant (if the mortgage is in joint names) dies or moves out of your Cirencester home into long term care. Of course, any money left over would be available to you or your beneficiaries.
Why we do what we do?
Money isn’t everything but it helps, being forced to compromise with a reduced lifestyle can be a difficult and upsetting experience. Having to watch your money can stop you pursuing opportunities that life has to offer but may also mean missing out on socialising and not keeping in touch with friends and family
We enjoy making sure this doesn't happen to our clients.
We love helping over 55's couples in Cirencester with this product as it can be truly life-changing. Using Equity Release as a ‘Lifetime Mortgage’ provides so many great opportunities that we’re almost certain you’ll be able to use it to your advantage.
